My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. New comments cannot be posted and votes cannot be cast. The reason for that is because low interest rates for transfers are made to attract new customers. I understand your frustration, especially when it's something that can be done quickly. 3. Then I begrudgingly bought a new Myki card. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Press question mark to learn the rest of the keyboard shortcuts. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. If you're still travelling after 2 hours, you'll be charged a daily fare. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. However, it may take up to 21 days in some cases. You can replace your ticket if its expired, damaged or defective. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. You can manage up to 8 mykis through one account. Legit all the way, touched on and everything. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Can You Pay Your Taxes With a Credit Card? If you travel occasionally pay as you go with myki Money. They contacted me, I did it online and they posted me a new card. This lets you contact us to request a refund of any balance on the Mobile myki. 0000001606 00000 n If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Yes. How many level crossings could have been grade-separated with that money? About a week back, I went from Frankston to St. Albans, changing at Flinders. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. You can replace some types of tickets if they are lost or stolen. This is why I don't keep much money on transport cards. *Rates, fees or bonuses may vary or include specific stipulations. I found that other card with $19.90 on it. 0000003801 00000 n You can request a new, free myki smartcard through your online account. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). (by Issuer). The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Here's where to find it: After logging in to your account, go to "Card Details.". 0000014445 00000 n If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. What is the best balance transfer credit card? Your myki smartcard expires after four years. The only way is to download a form, fill it out, post it in, and wait weeks. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Done it twice now. Whats the difference between a hard credit inquiry and a soft credit inquiry? My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. 0000004863 00000 n This will allow you to deactivate your Mobile myki. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Your myki money or pass can then be transferred to a new smartcard. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. You only need to wake up your phone to touch on and off. You can register up to eight active mykis on an individual account. Please note, balance transfer is not instantaneous. 215 0 obj It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Only time I had to was when my original myki was expiring. -- Lee Huffman, credit card expert at BaldThoughts.com. The . How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. Myki credit, once on your card, does not expire after 90 days of not getting used. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. What are the best cash back credit cards for fair credit? 0000005223 00000 n Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. Why is it impossible to transfer money online between different Myki cards? You'll need to buy and top up a new Mobile myki. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. 0000005348 00000 n Nor does your card expire after 90 days of not getting used. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. What a frikkin waste of money! This question is about Synchrony Bank Credit Cards. Balance transfers usually go through in five to seven days, although they may take longer. Choose your top up value and minimum balance. xref But what if the amount is comparable to or less than the postage? Try hovering the phone just above or near the reader, rather than touching the phone on the reader. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. How Many Credit Cards Should a College Student Have? How Prepaid Cards Work & Why You might want one? What is the best low interest credit card? Once your phone has rebooted, go to Mobile myki within Google Wallet. endobj You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. From the pop-up options, select 'Deactivate'. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Let's say you have $4,000 in credit card debt and transfer that balance to a . Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! We have this new thing called EMAIL. Auto-load is the same as auto top up. What to Do If You Cant Get a Student Credit Card? I was told that when I made a new card I would be able to transfer the money across. Transfer your balances to the card with the best offer or your new card. 184 0 obj I am only onto my second card because the first was lost. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. There are three ways to replace lost or stolen myki cards: 1. If the card is unregistered you cannot recover the myki money. Easy, and only required every three years!! Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. I know it's not possible to do it online. You can read the Terms of Service online. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Make sure you pick a card that accepts balance transfers and has advantageous rates. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. December 29, 2022 - 1:47PM. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. endstream If you're using an international payment card you won't be able to top up via the PTV website. 0000005683 00000 n On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. 0000004362 00000 n What is the best cash advance credit card? If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Learn more about auto top up. How to Add Authorized Users & Employee Cards on a Business Credit Card? Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Mobile Myki can be set to Auto Load. 0000004886 00000 n WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. endobj Contact us to request the transfer. According to the Fares and Ticketing Manual (ptv.vic.gov.au) You will need to provide identification to show that you are the registered myki card holder. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. startxref Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. This helps you to avoid late fees and penalty APRs on your existing accounts. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Image what could have been done with a billion fucking dollars. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Carrying that balance is costing you $1,000 a year in interest. You paid down debt, which means you won't have to pay interest on previous balances going . Choose the zones you want to travel in and the number of consecutive travel days you need. If it doesn't appear, your phone does not have an NFC chip. One may also ask,do pensioners get free train travel in . No. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M How can I check the balance of my myki card? The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. 182 0 obj Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Can You Get a Student Credit Card With No Income? For example, one person can manage mykis for family or friends. myki Pass Great if you travel often and on consecutive days. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. A balance transfer lets you use a credit card to pay debt on another credit card. So I had a mobile MyKi with around $6.xx balance on it. No. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. If NFC is shown and you can turn it on or off, you have NFC. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> <> If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. You can manage your Adelaide metroCARD online by setting up an account. PTV does not have any access to any information within the Google Wallet app. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Your Mobile myki expires after two years. 0000005119 00000 n The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. The process begins when you submit a balance transfer application. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). 1. By phoning 1800 800 007. 216 0 obj Keep in mind that credit utilization is also affected by individual card balances. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. Check that NFC is enabled on your phone. This is regardless of whether there is a myki pass or existing fare on the myki. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. A balance transfer does not happen automatically. an_square_one 11 yr. ago We're working to improve the messaging. Renew driver licence. endobj PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Cookie Notice 178 0 obj New comments cannot be posted and votes cannot be cast. 0000003014 00000 n If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Which I obviously don't have because it is lost. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. For a bus anyway. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . endstream endobj 0000002627 00000 n I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. But is it possible to go to a ticket booth. 0000005511 00000 n If you have Mobile myki you can set Auto Load via the Google Pay app. For more information, visit the V/Line website. Go to Settings > Connected devices > NFC. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Tap the Add button . I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. 178 39 What is the best credit card for fair or average credit? 0000002429 00000 n Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. the PVT website says: "What to do with your myki when you leave Melbourne. Im sure Myki could add this capability to their website if they cared to. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Only Mobile myki has the ability to charge you a fare via a myki device. Yes. You can use the ticket number to register your myki or if you require a refund. . If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. What are the best student credit cards for cash back? For example, set your myki Money to top up with $50 when your balance reaches $10. damage that exceeds normal wear and tear. The phone is awake whenever the screen is turned on, even it's locked. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. %PDF-1.5 % Your original go card will be cancelled immediately and cannot be used for further travel. Within the phone, go to Settings > System > About phone. How to Process Credit Card for Consumers & Merchants? You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. xen0. I only realised this when my replacement card was lost and I called up for a new one. @john_miller 03/01/23 This answer was first published on 03/01/23. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Wtf? Do You Have to Be a Student to Get a Student Credit Card? It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Press J to jump to the feed. I'm glad I don't need to catch public transport anymore. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Once you do, carrying out a balance transfer becomes rather straightforward. To. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. You probably want to transfer a balance to save money not spend more. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . 0000001755 00000 n Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. You haven't explained why you need to transfer balance. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Your current balance will be transferred to the new myki, which you can use immediately. 0000004635 00000 n While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. You can only have your Mobile myki active on one device at a time. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Only needed to log on and change auto top-up to new card. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Once it's transferred to another device, it will no longer be available on the original device. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. 0000003206 00000 n I called customer service and was advised I needed to go in person to Flinders St station to do it. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. Mobile myki is different to an existing myki card.

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